The advertised rates are for conforming loans with an example loan amount of $350,000 and are based on the loan assumptions noted below. Payment examples do not include taxes or insurance premiums, monthly payment obligations will be higher.
| Terms | Interest Rate | APR | Points |
|---|---|---|---|
| 30 Years Fixed | 6.500% | 6.679% | 1.500% |
| 20 Years Fixed | 6.250% | 6.452% | 1.250% |
| 15 Years Fixed | 5.875% | 6.066% | 0.875% |
| 10 Years Fixed | 5.875% | 6.145% | 0.875% |
The advertised rates are for non-conforming loans with an example loan amount of $850,000 and are based on the loan assumptions noted below. Payment examples do not include taxes or insurance premiums, monthly payment obligations will be higher.
| Terms | Interest Rate | APR | Points |
|---|---|---|---|
| Jumbo 30 Years Fixed | 6.500% | 6.660% | 1.500% |
| Jumbo 20 Years Fixed | 6.250% | 6.426% | 1.250% |
| Jumbo 15 Years Fixed | 5.875% | 6.034% | 0.875% |
| Jumbo 10 Years Fixed | 5.875% | 6.100% | 0.875% |
The advertised rates are for conforming loans with a loan example of $350,000 and are based on the loan assumptions noted below. Payment examples do not include taxes or insurance premiums, monthly payment obligations will be higher.
| ARM Program | Initial Interest Rate Period | Initial Interest Rate | APR | Points |
|---|---|---|---|---|
| 5yr/6mo | 5-Years | 5.750% | 6.395% | 0.875% |
| 7yr/6mo | 7-Years | 6.125% | 6.471% | 0.750% |
| 10yr/6mo | 10-Years | 6.250% | 6.469% | 0.625% |
The advertised rates are for non-conforming loans with a loan amount of $850,000 and are based on the loan assumptions noted below. Payment examples do not include taxes or insurance premiums, monthly payment obligations will be higher.
| ARM Program | Initial Interest Rate Period | Initial Interest Rate | APR | Points |
|---|---|---|---|---|
| Jumbo 5yr/6mo | 5-Years | 5.750% | 6.363% | 0.875% |
| Jumbo 7yr/6mo | 7-Years | 6.125% | 6.439% | 0.750% |
| Jumbo 10yr/6mo | 10-Years | 6.250% | 6.437% | 0.625% |