The advertised rates are for conforming loans with an example loan amount of $100,000 and are based on the loan assumptions noted below. Payment examples do not include taxes or insurance premiums, monthly payment obligations will be higher.
| Terms | Interest Rate |
APR |
Points |
|---|---|---|---|
| 30 Years Fixed | 7.500% | 7.622% | -0.125% |
| 20 Years Fixed | 7.500% | 7.658% | -0.250% |
| 15 Years Fixed | 6.875% | 7.067% | 0.000% |
| 10 Years Fixed | 6.750% | 7.018% | 0.000% |
The advertised rates are for non-conforming loans with an example loan amount of $1,000,000 and are based on the loan assumptions noted below. Payment examples do not include taxes or insurance premiums, monthly payment obligations will be higher.
| Terms | Interest Rate |
APR |
Points |
|---|---|---|---|
| Jumbo 30 Years Fixed | 7.375% | 7.387% | -0.125% |
| Jumbo 20 Years Fixed | 7.125% | 7.140% | -0.125% |
| Jumbo 15 Years Fixed | 6.875% | 6.894% | -0.125% |
| Jumbo 10 Years Fixed | 6.750% | 6.777% | -0.125% |
The advertised rates are for conforming loans with a loan example of $100,000 and are based on the loan assumptions noted below. Payment examples do not include taxes or insurance premiums, monthly payment obligations will be higher.
| ARM Program | Initial Interest Rate Period |
Initial Interest Rate |
APR |
Points |
|---|---|---|---|---|
| 5yr/6mo | 5-Years | 6.750% | 6.942% | 0.000% |
| 7yr/6mo | 7-Years | 6.875% | 6.993% | 0.000% |
| 10yr/6mo | 10-Years | 7.000% | 7.078% | 0.000% |
The advertised rates are for non-conforming loans with a loan amount of $1,000,000 and are based on the loan assumptions noted below. Payment examples do not include taxes or insurance premiums, monthly payment obligations will be higher.
| ARM Program | Initial Interest Rate Period |
Initial Interest Rate |
APR |
Points |
|---|---|---|---|---|
| Jumbo 5yr/6mo | 5-Years | 6.375% | 6.675% | 0.000% |
| Jumbo 7yr/6mo | 7-Years | 6.500% | 6.680% | 0.000% |
| Jumbo 10yr/6mo | 10-Years | 6.625% | 6.708% | 0.000% |